Speed up your home sale by preparing your home ahead of time using the following tips. The home inspection will go smoother, with fewer concerns to delay closing. Confirm that that the water, electrical and gas services are turned on (including pilot lights). Make sure your pets won’t hinder your home inspection. Ideally, they should be removed from the premises or secured outside. Tell your agent […]
While the terms “modular home” and “manufactured home” refer to two very different things, they are sometimes used interchangeably. Perhaps some of this confusion stems from the fact that modular homes are, in fact, manufactured (“manufactured” might be an unfortunate label.) Also, traditional “site-built” homes are not necessarily better than modular homes, despite the stigma associated with their assembly-line origin. There have been cases where Realtors […]
Some sellers – often, those working without an agent – want to sell their home “as is” so they don’t have to invest money fixing it up or take on any potential liability for defects. There is nothing wrong with buying a home “as is,” particularly if you can buy it at a favorable price, but if you are considering buying an “as is” home, you […]
A home inspection is a necessary step when purchasing a home. This step often takes place in the middle of the real estate transaction itself. Most buyers don’t know what to expect from a home inspection report. Let’s define a few basics for home buyers and sellers and show you what a modern home inspection report should look like. What is a home inspection report? A […]
The Home Inspection Defined A general home inspection is a visual inspection for system and major accessible component defects and safety issues. The inspection is not technically exhaustive. A home inspection is designed to reflect, as accurately as possible, the visible condition of the home at the time of the inspection. Conditions at a home for sale can change radically in only a day or two, […]
USDA loans are housing loans that are backed through the Rural Housing Division of the U.S. Department of Agriculture (USDA). Simply put, the USDA offers competitive loans for borrowers in rural areas. Purpose In the wake of the mortgage crisis in 2008 and 2009, lenders have become more cautious, so it’s harder for home buyers, especially first-timers, to secure financing, especially those with low incomes or […]
An FHA loan is a federal-assistance mortgage loan offered by qualified lenders and backed by the Federal Housing Administration. During the Great Depression of the 1930s, soaring foreclosure and default rates led lenders to tighten their loan requirements to the detriment of the prospective homeowner. The FHA was created during this time to provide lending institutions (such as banks, savings and loan associations, and mortgage companies) […]
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs (VA). Like FHA loans, VA loans are backed by the federal government in order to protect lenders against default, an assurance that removes barriers to home buying for prospective homeowners when they attempt to get a mortgage. This loan guarantee has its origins in the Servicemen’s Readjustment Act (more commonly known […]
The International Association of Certified Home Inspectors is so certain of the integrity of Lake City Inspections Certified Professional Inspectors that they back us up with a $10,000 Honor Guarantee. What does this mean? InterNACHI will pay up to $10,000 (USD; maximum collective aggregate) for the cost of replacement of personal property lost (and not recovered, restituted or insured) during an inspection and stolen by an […]
Most home inspectors in the Coeur d’Alene area do not provide this service. However, at Lake City Inspections, we believe the answer to this question is a resounding “YES”! Since 1974, by law, American citizen have been protected from dangerous items in their homes. If a manufacturer has designed a dangerous product, they MUST recall all those items and FIX THEM FOR FREE! The problem with […]
Home buyers need more than just a home inspection, they need professionals they can depend on even after the job is done. That’s why we back all of our inspections with a free Structural and Mechanical Home Warranty. The warranty comes with your home inspection, at no additional cost. For buyers, this warranty is valid for 90 days from the date of the inspection or 22 […]
Here at Lake City Inspections we pride ourselves on delivering much more than just a home inspection report to our clients and agent partners. With that being said, the home inspection report is the core of our service, so we knew we wanted to go above and beyond the typical expectations, especially for our agent partners. This is why we use industry leading software called Spectora […]
Many people who thought that buying the home they wanted was simply out of their reach are now enjoying a new lifestyle in their very own homes. Even if you have little money for a down payment or credit problems, chances are that you can still buy that new home. It just comes down to knowing the right strategies, and working with the right people.
We provide a free "Buy-Back Guarantee" with every complete buyer inspection. This guarantee is backed by the International Association of Certified Home Inspectors, the largest association of professional home inspectors on the planet. This means if we miss anything, InterNACHI will buy your home back for the same price.
As Certified Professional Inspectors trained by InterNACHI-The International Association of Certified Home Inspectors-we are not just able to offer you a thorough inspection and visually stunning report, but something nobody else is doing: InterNACHI’s Buy Back Guarantee with every buyer inspection. This program provides peace of mind when it matters most, and the terms are simple. If we miss anything, InterNACHI will buy the home back. […]